::  Home
::  About Us
::  Chairman's Message
::  Insurance Company Members
::  PAMI News
::  Branches
::  Coverage
::  Contact Us
::  COC Issuance
::  COI Issuance

ATTENTION / PAUNAWA


To All Operators / Para sa lahat ng Operador,

             As per LTFRB MC-2014-002, Effective January 1, 2014 all COC’s issued onwards should have the benefits, coverages and premiums mentioned below. (Ayon sa kautusan ng LTFRB na nasasaad sa MC2014-002 simula ika-1 ng Enero, 2014 at mga susunod na araw ay ang mga benepisyo at kabayaran sa ibaba :)

Type of Units Premium w/ Taxes
  •  Buses
  •  Provincial
  • 2,180.00
  •  Metro Manila
  • 1,780.00
  •  Jeepney
  • 1,450.00
  •  AUV/UV Express
  • 1,500.00
  •  Sedans
  • 1,200.00
  •  Trucks
  • 750.00
    Coverages
    Benefits Max amount per passenger
  •  1. ACCIDENTAL DEATH and DISMEMBERMENT
  •  a. Accidental Death
  • Ps 150,000.00
  •  b. Permanent Total Disability
  •    75,000.00
  •  c. Loss of two or more limbs
  •    75,000.00
  •  d. Total and irrevocable loss of sight in both eyes
  •    75,000.00
  •  e. Dismemberment in one limb
  •    30,000.00
  •  f. Total and irrevocable loss of sight in one eye
  •    30,000.00
  •  g. Medical treatment (w/o need of reciepts)
  •    5,000.00
  •  h. Max. Medical treatment (reciepts needed, except items a-e)
  •    15,000.00
  •  i. Loss of arm at or above elbow
  •    42,000.00
  •  j. Loss of both hands or all fingers and both thumbs
  •    60,000.00
  •  k. Loss of arm between elbow and wrist
  •    30,000.00
  •  l. Loss of hand
  •    25,500.00
  •  m. Loss of 4 fingers
  •    25,500.00
  •  n. Loss of 1 thumb
  •    18,000.00
  •  o. Loss of index finger
  •    9,000.00
  •  p. Loss of middle finger
  •    6,000.00
  •  q. Loss of ring finger
  •    3,000.00
  •  r. Loss of little finger
  •    3,000.00
  •  s. Loss of metacarpals
  •    2,400.00
         1st or 2nd (addtl.)    1,800.00
         3rd, 4th and 5th    1,200.00
  •  t. Loss of leg above the knee
  •    36,000.00
  •  u. Loss of leg below the knee
  •    30,000.00
  •  v. Loss of one foot
  •    30,000.00
  •  w. Loss of big toe
  •    3,000.00
  •  x. Loss of all toes in one foot
  •    9,000.00
  •  y. Loss of any toe other than big toe
  •    600.00
  •  z. Loss of hearing-both ears
  •    30,000.00
  •  aa. Loss of hearing one ear
  •    4,200.00
  •  ab. Burial assistance for enrolled driver
  •    10,000.00
  •  ac. Burial assistance for enrolled conductor
  •    10,000.00
  •  ad. One time educational assistance for one child of the deceased driver
  •    5,000.00
  •  ae. One time educational assistance for one child of the deceased conductor
  •    5,000.00
  •  af. Casket for the deaceased driver
  •    5,000.00
  •  ag. Casket for the deceased conductor
  •    5,000.00
  •  ah. Ambulance assistance
  •    5,000.00
  •  2. Accidental Medical Expense / Reimbursement
  •    15,000.00
  •  3. Bail Bond
  •    30,000.00
  •  4. Legal assistance Services
  •    10,000.00
    >> Top


    Death Benefits
    (Ps. 150,000.00 per passenger)


    No. of passenger Amount
    Buses
          Provincial 56 Ps 8,400,000.00
          Metro Manila 56 8,400,000.00
    Jeepney 15 2,250,000.00
    AUV/UV Express 9 1,350,000.00
    Sedan 5 750,000.00
    Trucks 3 450,000.00
    >>Top

    Medical Benefits
    (Ps. 15,000.00 per passenger)


    No. of passenger Amount
    Buses
          Provincial 56 Ps 840,000.00
          Metro Manila 56 840,000.00
    Jeepney 15 225,000.00
    AUV/UV Express 9 135,000.00
    Sedan 5 75,000.00
    Trucks 3 45,000.00
    >>Top

    No Fault Policy (All risk insurance)

    • it is covered despite the condition of the driver at the time of the accident, whether: (Ito ay makakatanggap ng benepisyo sa oras ng aksidente, kahit na:)
      1. driver is unauthorized; (ang nagmamaneho ay walang kapahintulutan)
      2. driver is under the influence of liquor; (ang nagmamaneho ay nasa impluwensya ng alak)
      3. driver is under the influence of legal or prohibited drugs; (ang nagmamaneho ay nasa impluwensya ng legal o ipinagbabawal na gamot)

    • It is covered despite violations of designated route, ex. Out-of-line.(ito ay makakatanggap ng benepisyo kahit na may paglabag sa nahirang ruta.)

    • It is covered even during the incidence of unprovoked homicide, murder and/or assault, including holdup and kidnap incidents. (ito ay makakatanggap ng benepisyo kahit ang dahilan ng aksidente ay di pinagplanuhang pagpatay o pagtambang.)

    • It is covered even non-paying passengers such as, but not limited to drivers, conductors, vendors, beggars and the like. (ito ay makakatanggap ng benepisyo kahit mga di-bayad na pasahero katulad ng dryber, konduktor, nagbebenta ng kung anu-ano, namamalimos at lahat ng mga katulad ng nabanggit)

    • It is covered even persons/passengers while boarding and disembarking the insured vehicle or immediately thereafter. (makakatanggap ng benepisyo kahit pasakay o pababa ng sasakyang naka-seguro)

    • It is covered despite change of ownership of the vehicle; provided that the vehicle shall retain its status as “LTFRB-authorized” Public Utility Vehicle. (makakatanggap ng benepisyo kahit na nagbago na ng may-ari ng nakasegurong sasakyan hanggat ang sasakyan ay nasa status bilang “LTFRB-autorized” Pampublikong Sasakyan)

    • It is covered until its expiry date unless reverted to “Private” status. (makakatanggap ng benepisyo hanggat di pa napapaso ang kasiguruhan ng sasakyan maliban lang kung ito ay isang Pampribadong Sasakyan.)

    • It is covered without Automatic Termination Clause.

    • It is covered despite Terrorist Attacks. (makakatanggap ng benepisyo kahit ang dahilan ng aksidente at isang pag-atakeng terorista)

    Should you have any quiries please call us in our HEAD Office at 654-4126 or in PAMI NCR at 436-8750 or PAMI Hotline 09189032166. (Kung may mga katanungan, makipag-ugnayan o tumawag sa aming HEAD Office na may bilang na 654-4126 o sa opisina ng PAMI NCR na may bilang na 436-8750 o di kaya magtext sa PAMI Hotline 0918-9032166).

    For immediate response in all accident related.

          

    >> Top